Staff Frame

Justin Nelson
Client Manager

Justin has been with BDS since December of 2008. He graduated from Penn State University in 2008 with a bachelor’s degree in Finance. He is responsible for new sales and servicing existing clients. When Justin is not at work, he enjoys hunting, fly fishing, and golf.

Scott Job
Benefits Consultant

Scott joined the BDS Phoenix office as a Benefits Consultant in 2009. Scott has over 12 years of experience as a Human Resources Manager and has administered group benefit plans for two different companies during that span of time. Through his experiences, Scott has developed a strong conviction that effective HR practices, such as rich benefit plans, lead directly to improved employee performance and retention.

Scott joined BDS because of his experience with the company as one of their first clients in Arizona. After working with BDS as a client, Scott discovered that not all brokers are created equal and quickly developed a strong interest in working for BDS.

Scott's experience and balanced approach enable him to work effectively with CFO's and HR Managers to meet the often-competing objectives of HR and Finance. Further, Scott's responsiveness and organization enable him to handle the renewal and enrollment process for his clients in a timely and orderly manner.

Education and Memberships:
Bachelor of Science, Business Administration/Finance Emphasis - Weber State University, Ogden, Utah - May 1995
Master of Arts, Organizational Management - University of Phoenix, Phoenix, Arizona - June 2005
Member, Society of Human Resource Management

Kathy LaBarbera
Administrative Assistant

Kathy is the newest member of our Arizona staff joining us in March of 2011. Kathy is an administrative assistant to Scott Job in our Arizona office. Kathy supports Scott with the processes of Arizona sales, renewals & customer service. Kathy has a background in medical billing and enjoys assisting clients at the individual level to help them resolve billing and claims issues that need broker intervention. Kathy’s background in medical billing and her passion for helping people make her a great asset to our team and our clients. Kathy has been married to Phil for 28 years and they have 2 children.

Our Staff
Tim Morrison President/Owner	Started Benefit Design Specialists, Inc. August 1986 Providing employee benefit plans for employers Administrative services for Section 125 & 105 plans, Cobra and Pension Plans Executive Benefits, Life and Disability Insurance Planning Coordination of personal estate planning Innovator of the MERP^TM concept in Central PA, saving employers millions of premium dollars since 2004 Educational Background: 1978 Graduate of Reynolds High School, Greenville, PA 1983 Graduate of Rider University B.S. Business Administration 1990 Graduate of Chartered Financial Consultant from the American College 1994 Graduate of Chartered Life Underwriter from the American College 2007 Graduate of Chartered Benefit Consultant Member: Associated Builders & Contractors, Inc. (Keystone Chapter) Rider University Hall of Fame

Marie Bennett Vice President of Client Services	Marie Bennett - Vice President of Client Services Marie has worked with Benefit Design Specialists (BDS) Team since 2004, bringing over 20 years of service and management experience in the health insurance industry. As an employee of Highmark BlueShield for over 17 years, Marie held various positions including Claims Processor, Customer Service Representative, Customer Service Technical Assistant, Service Coordinator, Customer Service Supervisor, Business Analyst working with IT staff and finally Supervisor of a Business Analyst unit. In December of 2004, Marie joined Alpha Benefits Group as a Client Manager servicing more than 50 groups with medical, dental, vision and ancillary product renewals. As Vice President of Client Services for BDS, Marie handles new client sales, in addition to supporting our existing clients through the healthcare renewal process, and educating employees during the open enrollment period. Marie assists with the development and implementation of workplace wellness initiatives. Her primary focus is to provide our clients with the excellent service and support that they have come to expect from BDS. Marie's educational background includes the following accomplishments and distinctions: 1985 Graduate of East Pennsboro Area High School, Enola, PA 1988 - 2004 Employee of Highmark Blue Shield focused on claims processing, customer service and IT systems enhancements 2005 Pennsylvania Licensed Producer for Health and Life Insurance 2007 Graduate of Chartered Benefit Consultant Marie's family is her number 1 priority! Her two sons keep her busy during football and wrestling seasons. Marie especially enjoys the family rituals, such as Friday night pizza and movies.

TJ Morrison Sales & Marketing Manager	T.J. joined BDS in June of 2008 after graduating cum laude from Rider University with a bachelors degree in Business Administration Entrepreneurial Studies. T.J. is responsible for new sales and servicing existing clients, as well as, all marketing aspects for BDS. He is dedicated to providing unparalleled customer service and building strong relationships with clients. Education: 2003 Graduate of Cedar Cliff High School, Camp Hill, PA 2008 Graduate of Rider University with B.S. in Business Administration Entrepreneurial Studies 2008 PA licensed producer of Life and Health Insurance Other Accomplishments: One of 12 wrestlers in the history of Rider University to win over 100 career matches NCAA Division I Academic All-American CAA Conference Champion Four time NCAA Division 1 National qualifier

Cheryl Manna Plan Administrator	As Plan Administrator, Cheryl's duties include processing MERP^TM, HSA, and FSA and Debit card claims. She also handles many phone calls concerning customer service issues for all of our clients. Cheryl is also part of the network of people who process the reimbursement checks each week. Her number one priority is customer service.

Stacey Young Senior Plan Administrator	Stacey joined BDS in 2004. As a Senior Plan Administratorr, Stacey assists clients with all aspects of Section 125, HSA, and debit card administration. Stacey also processes MERP^TM, HSA, and flexible spending claims. Stacey also provides customer service support to individuals regarding claims. Stacey provides training and technical supervision to staff members. Stacey is a graduate of Millersville University who enjoys tennis and traveling.

Heather Young Senior COBRA Plan Administrator	As Senior COBRA Plan Administrator, Heather assists clients with all aspects of COBRA administration to help them remain compliant under the COBRA laws. Joining BDS in 2004, she provides support to clients for the on-line COBRA system. Heather also provides customer service support to termed individuals regarding the COBRA process, as well as providing training and technical supervision to BDS staff members. Heather is a graduate of Millersville University who enjoys traveling and swimming.

Carla Meyer Benefit Administrator	Carla has been with BDS since February of 2007. Her responsibilities are primarily claims processing, check processing, and preparing documents for Flexible Spending Accounts (FSA's). Additionally, Carla assists with COBRA administration, phones and customer service issues. While not in the office, Carla enjoys spending time with her three children, her family and friends. She also enjoys, spending time outdoors camping, hiking and all kinds of sports.

Jennifer Taylor Clerical Assistant	Jennifer started working at BDS in October 2007 as an Office Assistant. She works diligently on scanning, disbursing the mail, assisting with COBRA tasks, mailing checks and assisting in many other office procedures. Jennifer has also been a volunteer at her local Fire Department for over 11 years. Jennifer loves spending time with her family and friends, especially her 3 year old son. She attended Computer Learning Network in Mechanicsburg and specialized in Health Information Specialists graduating in March 2005.

Justin Nelson Client Manager	Justin has been with BDS since December of 2008. He graduated from Penn State University in 2008 with a bachelor’s degree in Finance. He is responsible for new sales and servicing existing clients. When Justin is not at work, he enjoys hunting, fly fishing, and golf.

Scott Job Benefits Consultant	Scott joined the BDS Phoenix office as a Benefits Consultant in 2009. Scott has over 12 years of experience as a Human Resources Manager and has administered group benefit plans for two different companies during that span of time. Through his experiences, Scott has developed a strong conviction that effective HR practices, such as rich benefit plans, lead directly to improved employee performance and retention. Scott joined BDS because of his experience with the company as one of their first clients in Arizona. After working with BDS as a client, Scott discovered that not all brokers are created equal and quickly developed a strong interest in working for BDS. Scott's experience and balanced approach enable him to work effectively with CFO's and HR Managers to meet the often-competing objectives of HR and Finance. Further, Scott's responsiveness and organization enable him to handle the renewal and enrollment process for his clients in a timely and orderly manner. Education and Memberships: Bachelor of Science, Business Administration/Finance Emphasis - Weber State University, Ogden, Utah - May 1995 Master of Arts, Organizational Management - University of Phoenix, Phoenix, Arizona - June 2005 Member, Society of Human Resource Management

Kathy LaBarbera Administrative Assistant	Kathy is the newest member of our Arizona staff joining us in March of 2011. Kathy is an administrative assistant to Scott Job in our Arizona office. Kathy supports Scott with the processes of Arizona sales, renewals & customer service. Kathy has a background in medical billing and enjoys assisting clients at the individual level to help them resolve billing and claims issues that need broker intervention. Kathy’s background in medical billing and her passion for helping people make her a great asset to our team and our clients. Kathy has been married to Phil for 28 years and they have 2 children.